Mortgage Loans
A Mortgage Loan, also known as a Loan Against Property (LAP), allows you to leverage your residential, commercial, or industrial property to secure substantial funding. Whether you need capital for business expansion, education, medical expenses, debt consolidation, or personal requirements, this secured loan offers a smart and cost-effective solution.
By pledging your property as collateral, you can access higher loan amounts at significantly lower interest rates compared to unsecured loans.
Documents Required
Ensure a smooth approval process with these essential documents.
Latest 12 months Bank Statement
Last 3 years ITRs
3 years Stability Proof
Savings/Current/OD/CC etc
Company KYC
Existing loan sanction letters, if any Property Documents
Last 12 months GST Returns
Benefits:
Loan against residential, commercial, or industrial property
Higher loan eligibility based on property value
Competitive interest rates
Flexible repayment tenure up to 15–20 years
Overdraft facility option (for business needs)
Continued ownership of your property